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Furthermore, customers for this kind of strategy could have serious legal or criminal histories. It is very important to keep in mind that different carriers use a series of concern ages on their assured issue plans as reduced as age 40 or as high as age 80 - funeral cost insurance policy. Some will also supply greater stated value, as much as $40,000, and others will enable for better fatality advantage problems by improving the rate of interest with the return of premium or reducing the variety of years up until a full death advantage is available